Opinion People is a German based panel but has regular surveys for the UK as well as Europe.
You only need to reach 150 points to cash out. 150 points = £15, you can choose to receive your reward through PayPal or Wire Transfer.
For surveys which are full or you don’t qualify you get entered into the monthly prize draw where some one will win a great prize.
Its very important that you cash out within three months of reaching 150 points. If you don’t your points will be lost!